Churchill Funding I · Massachusetts · 2025

Churchill Funding I in Massachusetts: approval rate, denial rate and rates (2025)

Churchill Funding I took 7 mortgage applications in Massachusetts in 2025, ranking #489 of 799 lenders active in the state. It originated 57.1% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 16.2%.

7Applicationsin MA
0.0%Decision denial ratestate 20.0%
8.00%Median ratestate 6.63%
$455,000Median loanstate $325,000
$1.8MVolume3 counties

Churchill Funding I in Massachusetts vs the state

0.0%Denial rate-16.21 pts vs state
0.0%Decision denial rate-19.95 pts vs state
57.1%Origination rate-5.46 pts vs state
8.00%Median rate+1.38 pts vs state
Rate spread (pts)
Median applicant income
4Loans originated
0Denied

What Churchill Funding I lends in Massachusetts

By loan purpose

Home purchase 5 71% · 0.0% denied
Cash-out refinance 2 29% · 0.0% denied

By loan type

Conventional 7 100% · 0.0% denied

Where in Massachusetts

Counties with the most Churchill Funding I applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bristol County 310 0.0%
Hampden County 220 0.0%
Worcester County 210 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 7 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

The median rate on loans Churchill Funding I originated in Massachusetts in 2025 was 8.00%, against a statewide median of 6.63%.

About this data. Figures are Churchill Funding I's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology