Chartway Federal Credit Union · Tennessee · 2025

Chartway Federal Credit Union in Tennessee: approval rate, denial rate and rates (2025)

Chartway Federal Credit Union took 5 mortgage applications in Tennessee in 2025, ranking #752 of 1,274 lenders active in the state. It originated 60.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

5Applicationsin TN
0.0%Decision denial ratestate 21.7%
7.38%Median ratestate 6.62%
$105,000Median loanstate $225,000
$435kVolume4 counties

Chartway Federal Credit Union in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
60.0%Origination rate+1.92 pts vs state
7.38%Median rate+0.75 pts vs state
-0.75Rate spread (pts)-0.98 pts vs state
$135kMedian applicant income
3Loans originated
0Denied

What Chartway Federal Credit Union lends in Tennessee

By loan purpose

Refinance 1 20% · 0.0% denied
Cash-out refinance 1 20% · 0.0% denied
Other / HELOC 3 60% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Tennessee

Counties with the most Chartway Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Williamson County 210 0.0%
Morgan County 110 0.0%
Sevier County 100 0.0%
Greene County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 5 applications in 2025, of which 3 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Chartway Federal Credit Union originated in Tennessee in 2025 was 7.38%, against a statewide median of 6.62%.

About this data. Figures are Chartway Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology