CF Bank · Indiana · 2025

CF Bank in Indiana: approval rate, denial rate and rates (2025)

CF Bank took 20 mortgage applications in Indiana in 2025, ranking #456 of 1,025 lenders active in the state. It originated 45.0% of them and denied 10.0% (18.2% of the applications it decided), against a statewide denial rate of 16.6%.

20Applicationsin IN
18.2%Decision denial ratestate 20.1%
Median ratestate 6.75%
$210,000Median loanstate $155,000
$5.1MVolume4 counties

CF Bank in Indiana vs the state

10.0%Denial rate-6.57 pts vs state
18.2%Decision denial rate-1.96 pts vs state
45.0%Origination rate-17.25 pts vs state
Median rate
Rate spread (pts)
$88kMedian applicant income
9Loans originated
2Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241170.0%8.13%#518
202520910.0%#456

What CF Bank lends in Indiana

By loan purpose

Home purchase 16 80% · 12.5% denied
Refinance 3 15% · 0.0% denied
Other / HELOC 1 5% · 0.0% denied

By loan type

Conventional 10 50% · 10.0% denied
FHA 10 50% · 10.0% denied

Why it denied Indiana applicants

Other 1 50%
Credit history 1 50%

Where in Indiana

Counties with the most CF Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 1662 12.5%
Allen County 210 0.0%
Hendricks County 110 0.0%
Hamilton County 110 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 20 applications in 2025, of which 9 were originated and 2 denied.

10.0% of all applications, or 18.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are CF Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology