CF Bank · Georgia · 2025

CF Bank in Georgia: approval rate, denial rate and rates (2025)

CF Bank took 8 mortgage applications in Georgia in 2025, ranking #694 of 1,201 lenders active in the state. It originated 50.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.2%.

8Applicationsin GA
0.0%Decision denial ratestate 25.1%
Median ratestate 6.63%
$575,000Median loanstate $235,000
$2.2MVolume4 counties

CF Bank in Georgia vs the state

0.0%Denial rate-19.22 pts vs state
0.0%Decision denial rate-25.07 pts vs state
50.0%Origination rate-4.09 pts vs state
Median rate
Rate spread (pts)
$292kMedian applicant income
4Loans originated
0Denied

What CF Bank lends in Georgia

By loan purpose

Home purchase 1 13% · 0.0% denied
Cash-out refinance 4 50% · 0.0% denied
Other / HELOC 3 38% · 0.0% denied

By loan type

Conventional 4 50% · 0.0% denied
FHA 1 13% · 0.0% denied
VA 3 38% · 0.0% denied

Where in Georgia

Counties with the most CF Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cherokee County 300 0.0%
DeKalb County 320 0.0%
Cobb County 110 0.0%
Fulton County 110 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 8 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are CF Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology