CF Bank · Florida · 2025

CF Bank in Florida: approval rate, denial rate and rates (2025)

CF Bank took 11 mortgage applications in Florida in 2025, ranking #903 of 1,993 lenders active in the state. It originated 54.6% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

11Applicationsin FL
0.0%Decision denial ratestate 27.2%
Median ratestate 6.63%
$455,000Median loanstate $255,000
$2.8MVolume8 counties

CF Bank in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
54.6%Origination rate+1.86 pts vs state
Median rate
Rate spread (pts)
$158kMedian applicant income
6Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239511.1%6.50%#1,019
202420615.0%6.81%#780
20251160.0%#903

What CF Bank lends in Florida

By loan purpose

Home purchase 5 45% · 0.0% denied
Refinance 2 18% · 0.0% denied
Cash-out refinance 4 36% · 0.0% denied

By loan type

Conventional 9 82% · 0.0% denied
VA 2 18% · 0.0% denied

Where in Florida

Counties with the most CF Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Volusia County 220 0.0%
St. Lucie County 210 0.0%
Lake County 210 0.0%
Leon County 100 0.0%
Miami-Dade County 110 0.0%
Escambia County 110 0.0%
Indian River County 100 0.0%
Citrus County 100 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 11 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are CF Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology