CCB Community Bank · Florida · 2025

CCB Community Bank in Florida: approval rate, denial rate and rates (2025)

CCB Community Bank took 15 mortgage applications in Florida in 2025, ranking #831 of 1,993 lenders active in the state. It originated 93.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

15Applicationsin FL
0.0%Decision denial ratestate 27.2%
Median ratestate 6.63%
$165,000Median loanstate $255,000
$3.2MVolume5 counties

CCB Community Bank in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
93.3%Origination rate+40.64 pts vs state
Median rate
Rate spread (pts)
$186kMedian applicant income
14Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202337330.0%#694
202413107.7%#871
202515140.0%#831

What CCB Community Bank lends in Florida

By loan purpose

Home purchase 5 33% · 0.0% denied
Refinance 1 7% · 0.0% denied
Home improvement 4 27% · 0.0% denied
Other / HELOC 5 33% · 0.0% denied

By loan type

Conventional 15 100% · 0.0% denied

Where in Florida

Counties with the most CCB Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Walton County 870 0.0%
Okaloosa County 440 0.0%
Holmes County 110 0.0%
Washington County 110 0.0%
Bay County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 15 applications in 2025, of which 14 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are CCB Community Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology