Carolina One Mortgage in Georgia vs the state
1.5%Denial rate-17.68 pts vs state
2.2%Decision denial rate-22.90 pts vs state
67.7%Origination rate+13.60 pts vs state
6.63%Median rate0.00 pts vs state
0.30Rate spread (pts)+0.03 pts vs state
$114kMedian applicant income
44Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 66 | 48 | 3.0% | 6.50% | #395 |
| 2025 | 65 | 44 | 1.5% | 6.63% | #408 |
What Carolina One Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Carolina One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Columbia County | 46 | 31 | 1 | 2.2% |
| Richmond County | 17 | 11 | 0 | 0.0% |
| Bibb County | 1 | 1 | 0 | 0.0% |
| Tattnall County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 65 applications in 2025, of which 44 were originated and 1 denied.
1.5% of all applications, or 2.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Carolina One Mortgage originated in Georgia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carolina One Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology