Cambria Financial Group in Minnesota vs the state
3.3%Denial rate-10.28 pts vs state
3.8%Decision denial rate-12.53 pts vs state
83.3%Origination rate+16.88 pts vs state
6.50%Median rate-0.13 pts vs state
0.09Rate spread (pts)-0.16 pts vs state
$99kMedian applicant income
477Loans originated
19Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 407 | 333 | 2.7% | 6.88% | #82 |
| 2024 | 458 | 375 | 3.3% | 6.88% | #82 |
| 2025 | 573 | 477 | 3.3% | 6.50% | #77 |
What Cambria Financial Group lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Cambria Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 126 | 107 | 3 | 2.4% |
| Dakota County | 83 | 73 | 1 | 1.2% |
| Anoka County | 49 | 42 | 1 | 2.0% |
| Scott County | 37 | 32 | 3 | 8.1% |
| Ramsey County | 34 | 28 | 2 | 5.9% |
| Washington County | 33 | 32 | 0 | 0.0% |
| Steele County | 30 | 19 | 3 | 10.0% |
| Carver County | 27 | 25 | 0 | 0.0% |
| Clay County | 25 | 20 | 1 | 4.0% |
| Wright County | 18 | 12 | 1 | 5.6% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 573 applications in 2025, of which 477 were originated and 19 denied.
3.3% of all applications, or 3.8% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Cambria Financial Group originated in Minnesota in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Cambria Financial Group's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology