Brightland Mortgage Services · Tennessee · 2025

Brightland Mortgage Services in Tennessee: approval rate, denial rate and rates (2025)

Brightland Mortgage Services took 32 mortgage applications in Tennessee in 2025, ranking #471 of 1,274 lenders active in the state. It originated 68.8% of them and denied 3.1% (4.4% of the applications it decided), against a statewide denial rate of 17.1%.

32Applicationsin TN
4.4%Decision denial ratestate 21.7%
6.06%Median ratestate 6.62%
$535,000Median loanstate $225,000
$10.0MVolume3 counties

Brightland Mortgage Services in Tennessee vs the state

3.1%Denial rate-14.01 pts vs state
4.4%Decision denial rate-17.33 pts vs state
68.8%Origination rate+10.67 pts vs state
6.06%Median rate-0.56 pts vs state
-0.27Rate spread (pts)-0.50 pts vs state
$162kMedian applicant income
22Loans originated
1Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241080.0%6.06%#604
202532223.1%6.06%#471

What Brightland Mortgage Services lends in Tennessee

By loan purpose

Home purchase 32 100% · 3.1% denied

By loan type

Conventional 25 78% · 4.0% denied
FHA 3 9% · 0.0% denied
VA 4 13% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 1 100%

Where in Tennessee

Counties with the most Brightland Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Williamson County 24151 4.2%
Rutherford County 650 0.0%
Maury County 220 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 32 applications in 2025, of which 22 were originated and 1 denied.

3.1% of all applications, or 4.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Brightland Mortgage Services originated in Tennessee in 2025 was 6.06%, against a statewide median of 6.62%.

About this data. Figures are Brightland Mortgage Services's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology