Bison State Bank · Minnesota · 2025

Bison State Bank in Minnesota: approval rate, denial rate and rates (2025)

Bison State Bank took 22 mortgage applications in Minnesota in 2025, ranking #380 of 870 lenders active in the state. It originated 72.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 13.6%.

22Applicationsin MN
0.0%Decision denial ratestate 16.4%
5.63%Median ratestate 6.63%
$465,000Median loanstate $215,000
$9.0MVolume9 counties

Bison State Bank in Minnesota vs the state

0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
72.7%Origination rate+6.36 pts vs state
5.63%Median rate-1.00 pts vs state
-0.44Rate spread (pts)-0.69 pts vs state
$208kMedian applicant income
16Loans originated
0Denied

What Bison State Bank lends in Minnesota

By loan purpose

Home purchase 10 45% · 0.0% denied
Refinance 10 45% · 0.0% denied
Cash-out refinance 2 9% · 0.0% denied

By loan type

Conventional 17 77% · 0.0% denied
VA 5 23% · 0.0% denied

Where in Minnesota

Counties with the most Bison State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 1080 0.0%
Anoka County 320 0.0%
Washington County 220 0.0%
Scott County 210 0.0%
Itasca County 110 0.0%
Pine County 110 0.0%
Olmsted County 110 0.0%
Rice County 100 0.0%
Ramsey County 100 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 22 applications in 2025, of which 16 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

The median rate on loans Bison State Bank originated in Minnesota in 2025 was 5.63%, against a statewide median of 6.63%.

About this data. Figures are Bison State Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology