Berkeley Point Capital in Massachusetts vs the state
0.0%Denial rate-16.21 pts vs state
0.0%Decision denial rate-19.95 pts vs state
100.0%Origination rate+37.40 pts vs state
5.09%Median rate-1.54 pts vs state
—Rate spread (pts)
—Median applicant income
5Loans originated
0Denied
What Berkeley Point Capital lends in Massachusetts
By loan purpose
By loan type
Where in Massachusetts
Counties with the most Berkeley Point Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 2 | 2 | 0 | 0.0% |
| Bristol County | 1 | 1 | 0 | 0.0% |
| Worcester County | 1 | 1 | 0 | 0.0% |
| Norfolk County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 5 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Berkeley Point Capital originated in Massachusetts in 2025 was 5.09%, against a statewide median of 6.63%.
About this data. Figures are Berkeley Point Capital's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology