Bellwether Enterprise Real Estate Capital · Minnesota · 2025

Bellwether Enterprise Real Estate Capital in Minnesota: approval rate, denial rate and rates (2025)

Bellwether Enterprise Real Estate Capital took 14 mortgage applications in Minnesota in 2025, ranking #430 of 870 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 13.6%.

14Applicationsin MN
0.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$5,560,000Median loanstate $215,000
$80MVolume7 counties

Bellwether Enterprise Real Estate Capital in Minnesota vs the state

0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
100.0%Origination rate+33.63 pts vs state
Median rate
Rate spread (pts)
Median applicant income
14Loans originated
0Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
20247528.6%#483
202514140.0%#430

What Bellwether Enterprise Real Estate Capital lends in Minnesota

By loan purpose

Refinance 3 21% · 0.0% denied
Cash-out refinance 10 71% · 0.0% denied
Other / HELOC 1 7% · 0.0% denied

By loan type

Conventional 13 93% · 0.0% denied
USDA / RHS 1 7% · 0.0% denied

Where in Minnesota

Counties with the most Bellwether Enterprise Real Estate Capital applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 550 0.0%
Beltrami County 330 0.0%
Ramsey County 220 0.0%
Rice County 110 0.0%
Olmsted County 110 0.0%
Wright County 110 0.0%
Aitkin County 110 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 14 applications in 2025, of which 14 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bellwether Enterprise Real Estate Capital's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology