Barrington Bank & Trust Company · Vermont · 2025

Barrington Bank & Trust Company in Vermont: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 12 mortgage applications in Vermont in 2025, ranking #103 of 320 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.8%.

12Applicationsin VT
0.0%Decision denial ratestate 18.1%
6.75%Median ratestate 6.71%
$270,000Median loanstate $205,000
$2.4MVolume7 counties

Barrington Bank & Trust Company in Vermont vs the state

0.0%Denial rate-14.82 pts vs state
0.0%Decision denial rate-18.07 pts vs state
66.7%Origination rate+1.80 pts vs state
6.75%Median rate+0.04 pts vs state
0.23Rate spread (pts)+0.10 pts vs state
$114kMedian applicant income
8Loans originated
0Denied

Trend in Vermont

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310610.0%6.81%#104
20241477.1%6.25%#88
20251280.0%6.75%#103

What Barrington Bank & Trust Company lends in Vermont

By loan purpose

Home purchase 3 25% · 0.0% denied
Refinance 5 42% · 0.0% denied
Cash-out refinance 3 25% · 0.0% denied
Home improvement 1 8% · 0.0% denied

By loan type

Conventional 5 42% · 0.0% denied
FHA 1 8% · 0.0% denied
VA 6 50% · 0.0% denied

Where in Vermont

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rutland County 440 0.0%
Windsor County 200 0.0%
Bennington County 210 0.0%
Chittenden County 110 0.0%
Caledonia County 110 0.0%
Orleans County 110 0.0%
Washington County 100 0.0%

Other large lenders in Vermont

LenderGradeApplicationsDenial rateMedian rate
Eastrise Federal Credit UnionA 3,5295.1%6.50%
Rocket MortgageC 1,16522.0%6.75%
North CountryC 1,1359.5%7.25%
Vermont Federal Credit UnionA 1,00312.0%6.75%
Citizens BankC 82638.9%7.65%
Emm LoansB 7611.5%6.63%
Mascoma BankB 71716.5%6.75%
Union BankB 6414.5%6.63%
Manufacturers and Traders TrustC 61730.8%5.99%
Community BankD 60713.3%7.00%

Frequently asked questions

Vermont: 12 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.

The median rate on loans Barrington Bank & Trust Company originated in Vermont in 2025 was 6.75%, against a statewide median of 6.71%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology