Barrington Bank & Trust Company · Rhode Island · 2025

Barrington Bank & Trust Company in Rhode Island: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 10 mortgage applications in Rhode Island in 2025, ranking #189 of 453 lenders active in the state. It originated 30.0% of them and denied 20.0% (40.0% of the applications it decided), against a statewide denial rate of 18.7%.

10Applicationsin RI
40.0%Decision denial ratestate 23.2%
6.75%Median ratestate 6.75%
$265,000Median loanstate $255,000
$575kVolume3 counties

Barrington Bank & Trust Company in Rhode Island vs the state

20.0%Denial rate+1.30 pts vs state
40.0%Decision denial rate+16.83 pts vs state
30.0%Origination rate-29.75 pts vs state
6.75%Median rate0.00 pts vs state
0.62Rate spread (pts)+0.44 pts vs state
$86kMedian applicant income
3Loans originated
2Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231240.0%6.25%#162
202414428.6%6.88%#157
202510320.0%6.75%#189

What Barrington Bank & Trust Company lends in Rhode Island

By loan purpose

Home purchase 4 40% · 25.0% denied
Refinance 1 10% · 0.0% denied
Cash-out refinance 4 40% · 25.0% denied
Other / HELOC 1 10% · 0.0% denied

By loan type

Conventional 7 70% · 14.3% denied
VA 3 30% · 33.3% denied

Why it denied Rhode Island applicants

Credit history 1 50%
Debt-to-income ratio 1 50%

Where in Rhode Island

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 611 16.7%
Kent County 321 33.3%
Washington County 100 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 10 applications in 2025, of which 3 were originated and 2 denied.

20.0% of all applications, or 40.0% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans Barrington Bank & Trust Company originated in Rhode Island in 2025 was 6.75%, against a statewide median of 6.75%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology