Bank of Holly Springs in Tennessee vs the state
0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
93.9%Origination rate+35.86 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
31Loans originated
0Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 18 | 9.1% | — | #505 |
| 2024 | 30 | 27 | 3.3% | — | #465 |
| 2025 | 33 | 31 | 0.0% | — | #469 |
What Bank of Holly Springs lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Bank of Holly Springs applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 23 | 21 | 0 | 0.0% |
| Fayette County | 5 | 5 | 0 | 0.0% |
| Hardeman County | 5 | 5 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 33 applications in 2025, of which 31 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bank of Holly Springs's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology