Bank-Fund Staff Federal Credit Union in District of Columbia vs the state
8.9%Denial rate-9.13 pts vs state
9.9%Decision denial rate-13.82 pts vs state
78.6%Origination rate+23.06 pts vs state
6.50%Median rate0.00 pts vs state
-0.11Rate spread (pts)-0.16 pts vs state
$228kMedian applicant income
220Loans originated
25Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 235 | 182 | 6.0% | 6.00% | #15 |
| 2024 | 325 | 211 | 8.3% | 6.25% | #11 |
| 2025 | 280 | 220 | 8.9% | 6.50% | #14 |
What Bank-Fund Staff Federal Credit Union lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most Bank-Fund Staff Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 280 | 220 | 25 | 8.9% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 280 applications in 2025, of which 220 were originated and 25 denied.
8.9% of all applications, or 9.9% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Bank-Fund Staff Federal Credit Union originated in District of Columbia in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Bank-Fund Staff Federal Credit Union's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology