Bangor Savings Bank · South Carolina · 2025

Bangor Savings Bank in South Carolina: approval rate, denial rate and rates (2025)

Bangor Savings Bank took 5 mortgage applications in South Carolina in 2025, ranking #660 of 1,143 lenders active in the state. It originated 40.0% of them and denied 60.0% (60.0% of the applications it decided), against a statewide denial rate of 18.3%.

5Applicationsin SC
60.0%Decision denial ratestate 23.5%
6.50%Median ratestate 6.50%
$405,000Median loanstate $225,000
$280kVolume3 counties

Bangor Savings Bank in South Carolina vs the state

60.0%Denial rate+41.69 pts vs state
60.0%Decision denial rate+36.53 pts vs state
40.0%Origination rate-16.61 pts vs state
6.50%Median rate0.00 pts vs state
-0.07Rate spread (pts)-0.29 pts vs state
$108kMedian applicant income
2Loans originated
3Denied

What Bangor Savings Bank lends in South Carolina

By loan purpose

Home purchase 4 80% · 50.0% denied
Other / HELOC 1 20% · 100.0% denied

By loan type

Conventional 5 100% · 60.0% denied

Why it denied South Carolina applicants

Debt-to-income ratio 2 67%
Unverifiable information 1 33%

Where in South Carolina

Counties with the most Bangor Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charleston County 202 100.0%
Horry County 220 0.0%
Beaufort County 101 100.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 5 applications in 2025, of which 2 were originated and 3 denied.

60.0% of all applications, or 60.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Bangor Savings Bank originated in South Carolina in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Bangor Savings Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology