Atlantic Coast Mortgage in South Carolina vs the state
2.5%Denial rate-15.79 pts vs state
2.9%Decision denial rate-20.54 pts vs state
77.4%Origination rate+20.75 pts vs state
6.63%Median rate+0.13 pts vs state
0.22Rate spread (pts)0.00 pts vs state
$111kMedian applicant income
369Loans originated
12Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 265 | 200 | 2.6% | 6.75% | #132 |
| 2024 | 413 | 308 | 3.6% | 6.63% | #99 |
| 2025 | 477 | 369 | 2.5% | 6.63% | #102 |
What Atlantic Coast Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Atlantic Coast Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 134 | 103 | 3 | 2.2% |
| Berkeley County | 93 | 78 | 0 | 0.0% |
| Dorchester County | 88 | 66 | 4 | 4.5% |
| Horry County | 32 | 25 | 2 | 6.3% |
| Spartanburg County | 31 | 21 | 0 | 0.0% |
| Greenville County | 19 | 15 | 0 | 0.0% |
| York County | 17 | 14 | 2 | 11.8% |
| Lancaster County | 9 | 9 | 0 | 0.0% |
| Edgefield County | 8 | 5 | 0 | 0.0% |
| Georgetown County | 7 | 6 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 477 applications in 2025, of which 369 were originated and 12 denied.
2.5% of all applications, or 2.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Atlantic Coast Mortgage originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Atlantic Coast Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology