Atlantic Coast Mortgage in Michigan vs the state
0.0%Denial rate-18.52 pts vs state
0.0%Decision denial rate-22.58 pts vs state
83.3%Origination rate+23.44 pts vs state
6.13%Median rate-0.63 pts vs state
0.14Rate spread (pts)-0.26 pts vs state
$188kMedian applicant income
5Loans originated
0Denied
What Atlantic Coast Mortgage lends in Michigan
By loan purpose
By loan type
Where in Michigan
Counties with the most Atlantic Coast Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 2 | 2 | 0 | 0.0% |
| Kalamazoo County | 2 | 1 | 0 | 0.0% |
| Genesee County | 1 | 1 | 0 | 0.0% |
| Livingston County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 6 applications in 2025, of which 5 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Atlantic Coast Mortgage originated in Michigan in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Atlantic Coast Mortgage's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology