Atlanta Postal in Virginia vs the state
71.4%Denial rate+55.49 pts vs state
100.0%Decision denial rate+79.75 pts vs state
0.0%Origination rate-59.52 pts vs state
—Median rate
—Rate spread (pts)
$158kMedian applicant income
0Loans originated
5Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 66.7% | 8.60% | #630 |
| 2025 | 7 | 0 | 71.4% | — | #620 |
What Atlanta Postal lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince William County | 2 | 0 | 1 | 50.0% |
| Pittsylvania County | 1 | 0 | 1 | 100.0% |
| Chesterfield County | 1 | 0 | 1 | 100.0% |
| Page County | 1 | 0 | 1 | 100.0% |
| Stafford County | 1 | 0 | 1 | 100.0% |
| Bedford County | 1 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 7 applications in 2025, of which 0 were originated and 5 denied.
71.4% of all applications, or 100.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology