Atlanta Postal in Maryland vs the state
66.7%Denial rate+47.87 pts vs state
66.7%Decision denial rate+42.54 pts vs state
33.3%Origination rate-22.38 pts vs state
9.00%Median rate+2.38 pts vs state
1.80Rate spread (pts)+1.55 pts vs state
$137kMedian applicant income
2Loans originated
4Denied
What Atlanta Postal lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 2 | 1 | 1 | 50.0% |
| Baltimore County | 1 | 0 | 1 | 100.0% |
| Howard County | 1 | 0 | 1 | 100.0% |
| Prince George's County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 6 applications in 2025, of which 2 were originated and 4 denied.
66.7% of all applications, or 66.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Atlanta Postal originated in Maryland in 2025 was 9.00%, against a statewide median of 6.63%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology