Atlanta Postal in Florida vs the state
47.4%Denial rate+26.31 pts vs state
64.3%Decision denial rate+37.05 pts vs state
24.6%Origination rate-28.13 pts vs state
8.50%Median rate+1.88 pts vs state
1.04Rate spread (pts)+0.77 pts vs state
$93kMedian applicant income
14Loans originated
27Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 10 | 37.0% | 8.00% | #755 |
| 2024 | 40 | 13 | 22.5% | 6.99% | #641 |
| 2025 | 57 | 14 | 47.4% | 8.50% | #582 |
What Atlanta Postal lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Atlanta Postal applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 7 | 1 | 5 | 71.4% |
| Leon County | 4 | 1 | 0 | 0.0% |
| Duval County | 4 | 0 | 3 | 75.0% |
| Suwannee County | 4 | 0 | 3 | 75.0% |
| Indian River County | 3 | 2 | 0 | 0.0% |
| Hillsborough County | 3 | 2 | 1 | 33.3% |
| Volusia County | 3 | 0 | 2 | 66.7% |
| Citrus County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Charlotte County | 2 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 57 applications in 2025, of which 14 were originated and 27 denied.
47.4% of all applications, or 64.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Atlanta Postal originated in Florida in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are Atlanta Postal's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology