Anchor Loans in Texas vs the state
69.5%Denial rate+50.11 pts vs state
69.5%Decision denial rate+44.64 pts vs state
30.5%Origination rate-24.42 pts vs state
9.99%Median rate+3.49 pts vs state
—Rate spread (pts)
—Median applicant income
53Loans originated
121Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 33 | 42.1% | 10.00% | #676 |
| 2024 | 62 | 43 | 30.7% | 10.50% | #648 |
| 2025 | 174 | 53 | 69.5% | 9.99% | #443 |
What Anchor Loans lends in Texas
By loan purpose
By loan type
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 174 applications in 2025, of which 53 were originated and 121 denied.
69.5% of all applications, or 69.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Anchor Loans originated in Texas in 2025 was 9.99%, against a statewide median of 6.50%.
About this data. Figures are Anchor Loans's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology