Amerihome Mortgage Company in Minnesota vs the state
7.2%Denial rate-6.40 pts vs state
11.8%Decision denial rate-4.51 pts vs state
52.0%Origination rate-14.37 pts vs state
6.50%Median rate-0.13 pts vs state
0.40Rate spread (pts)+0.15 pts vs state
$141kMedian applicant income
65Loans originated
9Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 9 | 21.1% | 6.88% | #310 |
| 2024 | 54 | 25 | 13.0% | 6.63% | #255 |
| 2025 | 125 | 65 | 7.2% | 6.50% | #181 |
What Amerihome Mortgage Company lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 29 | 14 | 3 | 10.3% |
| Anoka County | 17 | 12 | 0 | 0.0% |
| Dakota County | 15 | 7 | 1 | 6.7% |
| Ramsey County | 9 | 5 | 1 | 11.1% |
| Wright County | 7 | 4 | 1 | 14.3% |
| Scott County | 5 | 3 | 0 | 0.0% |
| Stearns County | 5 | 3 | 0 | 0.0% |
| Rice County | 4 | 2 | 0 | 0.0% |
| Washington County | 4 | 1 | 1 | 25.0% |
| Chisago County | 3 | 1 | 1 | 33.3% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 125 applications in 2025, of which 65 were originated and 9 denied.
7.2% of all applications, or 11.8% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Amerihome Mortgage Company originated in Minnesota in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology