American Internet Mortgage in Virginia vs the state
21.5%Denial rate+5.58 pts vs state
33.3%Decision denial rate+13.08 pts vs state
41.8%Origination rate-17.75 pts vs state
6.13%Median rate-0.50 pts vs state
-0.10Rate spread (pts)-0.32 pts vs state
$180kMedian applicant income
33Loans originated
17Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 21 | 15.8% | 6.38% | #394 |
| 2024 | 50 | 30 | 16.0% | 6.13% | #369 |
| 2025 | 79 | 33 | 21.5% | 6.13% | #312 |
What American Internet Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 19 | 7 | 3 | 15.8% |
| Henrico County | 8 | 2 | 4 | 50.0% |
| Prince William County | 6 | 3 | 2 | 33.3% |
| Loudoun County | 5 | 5 | 0 | 0.0% |
| Virginia Beach city | 4 | 1 | 1 | 25.0% |
| Richmond city | 3 | 1 | 1 | 33.3% |
| Chesterfield County | 3 | 1 | 0 | 0.0% |
| Mathews County | 2 | 2 | 0 | 0.0% |
| Campbell County | 2 | 0 | 0 | 0.0% |
| Albemarle County | 2 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 79 applications in 2025, of which 33 were originated and 17 denied.
21.5% of all applications, or 33.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans American Internet Mortgage originated in Virginia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology