American Finance House Lariba in Virginia vs the state
15.4%Denial rate-0.56 pts vs state
15.4%Decision denial rate-4.87 pts vs state
53.9%Origination rate-5.67 pts vs state
6.63%Median rate0.00 pts vs state
0.10Rate spread (pts)-0.12 pts vs state
$171kMedian applicant income
7Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 2 | 12.5% | 7.61% | #589 |
| 2024 | 6 | 0 | 0.0% | — | #624 |
| 2025 | 13 | 7 | 15.4% | 6.63% | #543 |
What American Finance House Lariba lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most American Finance House Lariba applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Loudoun County | 4 | 2 | 1 | 25.0% |
| Prince William County | 3 | 1 | 0 | 0.0% |
| Henrico County | 2 | 1 | 0 | 0.0% |
| Fairfax County | 2 | 2 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Spotsylvania County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 13 applications in 2025, of which 7 were originated and 2 denied.
15.4% of all applications, or 15.4% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans American Finance House Lariba originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Finance House Lariba's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology