American Finance House Lariba in Florida vs the state
5.9%Denial rate-15.18 pts vs state
5.9%Decision denial rate-21.36 pts vs state
64.7%Origination rate+12.02 pts vs state
6.38%Median rate-0.25 pts vs state
0.22Rate spread (pts)-0.05 pts vs state
$227kMedian applicant income
11Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 7 | 15.8% | 6.80% | #843 |
| 2024 | 15 | 3 | 13.3% | 6.50% | #830 |
| 2025 | 17 | 11 | 5.9% | 6.38% | #793 |
What American Finance House Lariba lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most American Finance House Lariba applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 4 | 3 | 0 | 0.0% |
| Palm Beach County | 2 | 1 | 0 | 0.0% |
| Alachua County | 2 | 1 | 0 | 0.0% |
| Duval County | 2 | 2 | 0 | 0.0% |
| Orange County | 1 | 1 | 0 | 0.0% |
| Miami-Dade County | 1 | 0 | 0 | 0.0% |
| Bay County | 1 | 0 | 0 | 0.0% |
| Seminole County | 1 | 1 | 0 | 0.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 17 applications in 2025, of which 11 were originated and 1 denied.
5.9% of all applications, or 5.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans American Finance House Lariba originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are American Finance House Lariba's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology