Allied First Bank,sb · Rhode Island · 2025

Allied First Bank,sb in Rhode Island: approval rate, denial rate and rates (2025)

Allied First Bank,sb took 20 mortgage applications in Rhode Island in 2025, ranking #145 of 453 lenders active in the state. It originated 0.0% of them and denied 25.0% (100.0% of the applications it decided), against a statewide denial rate of 18.7%.

20Applicationsin RI
100.0%Decision denial ratestate 23.2%
Median ratestate 6.75%
$365,000Median loanstate $255,000
$0Volume3 counties

Allied First Bank,sb in Rhode Island vs the state

25.0%Denial rate+6.30 pts vs state
100.0%Decision denial rate+76.83 pts vs state
0.0%Origination rate-59.75 pts vs state
Median rate
Rate spread (pts)
$91kMedian applicant income
0Loans originated
5Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
202312033.3%#164
202520025.0%#145

What Allied First Bank,sb lends in Rhode Island

By loan purpose

Home purchase 1 5% · 0.0% denied
Cash-out refinance 19 95% · 26.3% denied

By loan type

FHA 6 30% · 33.3% denied
VA 14 70% · 21.4% denied

Why it denied Rhode Island applicants

Credit history 4 80%
Debt-to-income ratio 1 20%

Where in Rhode Island

Counties with the most Allied First Bank,sb applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 1003 30.0%
Kent County 801 12.5%
Washington County 201 50.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 20 applications in 2025, of which 0 were originated and 5 denied.

25.0% of all applications, or 100.0% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology