All in Federal Credit Union · Oregon · 2025

All in Federal Credit Union in Oregon: approval rate, denial rate and rates (2025)

All in Federal Credit Union took 5 mortgage applications in Oregon in 2025, ranking #435 of 700 lenders active in the state. It originated 20.0% of them and denied 60.0% (60.0% of the applications it decided), against a statewide denial rate of 15.3%.

5Applicationsin OR
60.0%Decision denial ratestate 19.2%
7.00%Median ratestate 6.75%
$205,000Median loanstate $275,000
$265kVolume4 counties

All in Federal Credit Union in Oregon vs the state

60.0%Denial rate+44.69 pts vs state
60.0%Decision denial rate+40.84 pts vs state
20.0%Origination rate-40.62 pts vs state
7.00%Median rate+0.25 pts vs state
Rate spread (pts)
$110kMedian applicant income
1Loans originated
3Denied

What All in Federal Credit Union lends in Oregon

By loan purpose

Home purchase 2 40% · 0.0% denied
Other / HELOC 3 60% · 100.0% denied

By loan type

Conventional 5 100% · 60.0% denied

Why it denied Oregon applicants

Incomplete application 2 67%
Other 1 33%

Where in Oregon

Counties with the most All in Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Multnomah County 202 100.0%
Marion County 110 0.0%
Deschutes County 100 0.0%
Douglas County 101 100.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 5 applications in 2025, of which 1 were originated and 3 denied.

60.0% of all applications, or 60.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans All in Federal Credit Union originated in Oregon in 2025 was 7.00%, against a statewide median of 6.75%.

About this data. Figures are All in Federal Credit Union's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology