Alcova Mortgage in Florida vs the state
4.3%Denial rate-16.77 pts vs state
4.8%Decision denial rate-22.40 pts vs state
75.2%Origination rate+22.55 pts vs state
6.63%Median rate0.00 pts vs state
0.26Rate spread (pts)-0.01 pts vs state
$95kMedian applicant income
158Loans originated
9Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 167 | 111 | 12.0% | 6.88% | #410 |
| 2024 | 177 | 123 | 7.9% | 6.75% | #392 |
| 2025 | 210 | 158 | 4.3% | 6.63% | #358 |
What Alcova Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Alcova Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 33 | 21 | 5 | 15.2% |
| Citrus County | 23 | 19 | 2 | 8.7% |
| Marion County | 13 | 12 | 0 | 0.0% |
| Clay County | 13 | 6 | 1 | 7.7% |
| Lake County | 10 | 9 | 0 | 0.0% |
| Volusia County | 9 | 8 | 0 | 0.0% |
| Orange County | 8 | 7 | 0 | 0.0% |
| Pasco County | 8 | 4 | 1 | 12.5% |
| Hernando County | 8 | 8 | 0 | 0.0% |
| Polk County | 7 | 4 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 210 applications in 2025, of which 158 were originated and 9 denied.
4.3% of all applications, or 4.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Alcova Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Alcova Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology