AGRICULTURE Federal Credit Union · Florida · 2025

AGRICULTURE Federal Credit Union in Florida: approval rate, denial rate and rates (2025)

AGRICULTURE Federal Credit Union took 5 mortgage applications in Florida in 2025, ranking #1,130 of 1,993 lenders active in the state. It originated 60.0% of them and denied 40.0% (40.0% of the applications it decided), against a statewide denial rate of 21.1%.

5Applicationsin FL
40.0%Decision denial ratestate 27.2%
7.25%Median ratestate 6.63%
$75,000Median loanstate $255,000
$205kVolume3 counties

AGRICULTURE Federal Credit Union in Florida vs the state

40.0%Denial rate+18.94 pts vs state
40.0%Decision denial rate+12.76 pts vs state
60.0%Origination rate+7.31 pts vs state
7.25%Median rate+0.63 pts vs state
0.14Rate spread (pts)-0.13 pts vs state
$118kMedian applicant income
3Loans originated
2Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236233.3%#1,096
20255340.0%7.25%#1,130

What AGRICULTURE Federal Credit Union lends in Florida

By loan purpose

Cash-out refinance 1 20% · 0.0% denied
Home improvement 2 40% · 50.0% denied
Other / HELOC 2 40% · 50.0% denied

By loan type

Conventional 5 100% · 40.0% denied

Where in Florida

Counties with the most AGRICULTURE Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Volusia County 312 66.7%
Hillsborough County 110 0.0%
Walton County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 5 applications in 2025, of which 3 were originated and 2 denied.

40.0% of all applications, or 40.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans AGRICULTURE Federal Credit Union originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are AGRICULTURE Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology