Affinity in Indiana vs the state
30.0%Denial rate+13.43 pts vs state
30.0%Decision denial rate+9.86 pts vs state
70.0%Origination rate+7.75 pts vs state
4.90%Median rate-1.85 pts vs state
-2.21Rate spread (pts)-2.58 pts vs state
$134kMedian applicant income
7Loans originated
3Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 3 | 50.0% | 8.00% | #550 |
| 2025 | 10 | 7 | 30.0% | 4.90% | #542 |
What Affinity lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Affinity applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 6 | 5 | 1 | 16.7% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Vanderburgh County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 10 applications in 2025, of which 7 were originated and 3 denied.
30.0% of all applications, or 30.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Affinity originated in Indiana in 2025 was 4.90%, against a statewide median of 6.75%.
About this data. Figures are Affinity's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology