Absolute Home Mortgage in South Carolina vs the state
3.0%Denial rate-15.32 pts vs state
3.9%Decision denial rate-19.55 pts vs state
73.1%Origination rate+16.52 pts vs state
6.99%Median rate+0.49 pts vs state
0.44Rate spread (pts)+0.22 pts vs state
$106kMedian applicant income
49Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 32 | 0.0% | 7.13% | #341 |
| 2024 | 75 | 50 | 4.0% | 6.75% | #274 |
| 2025 | 67 | 49 | 3.0% | 6.99% | #305 |
What Absolute Home Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Absolute Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 12 | 11 | 0 | 0.0% |
| Berkeley County | 11 | 10 | 0 | 0.0% |
| Charleston County | 8 | 5 | 0 | 0.0% |
| Spartanburg County | 4 | 4 | 0 | 0.0% |
| Dorchester County | 4 | 3 | 0 | 0.0% |
| Greenville County | 3 | 2 | 0 | 0.0% |
| Georgetown County | 3 | 2 | 0 | 0.0% |
| Lexington County | 3 | 2 | 0 | 0.0% |
| Jasper County | 2 | 1 | 1 | 50.0% |
| Allendale County | 2 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 67 applications in 2025, of which 49 were originated and 2 denied.
3.0% of all applications, or 3.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Absolute Home Mortgage originated in South Carolina in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Absolute Home Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology