ABL RPC Residential Credit Acquisition in Rhode Island vs the state
42.9%Denial rate+24.16 pts vs state
42.9%Decision denial rate+19.69 pts vs state
28.6%Origination rate-31.18 pts vs state
11.63%Median rate+4.88 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
6Denied
Trend in Rhode Island
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 8 | 0.0% | 8.81% | #196 |
| 2024 | 17 | 7 | 41.2% | 7.63% | #142 |
| 2025 | 14 | 4 | 42.9% | 11.63% | #168 |
What ABL RPC Residential Credit Acquisition lends in Rhode Island
By loan purpose
By loan type
Why it denied Rhode Island applicants
Where in Rhode Island
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Providence County | 8 | 3 | 4 | 50.0% |
| Washington County | 3 | 0 | 2 | 66.7% |
| Newport County | 3 | 1 | 0 | 0.0% |
Other large lenders in Rhode Island
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 6,329 | 27.8% | 7.40% |
| Navigant Credit Union | B | 2,847 | 16.1% | 6.50% |
| COASTAL1 Credit Union | B | 1,931 | 24.3% | 6.75% |
| The Washington Trust Company, of Westerly | C | 1,755 | 21.9% | 6.38% |
| Rocket Mortgage | C | 1,430 | 19.7% | 6.75% |
| Movement Mortgage | A | 1,308 | 3.6% | 6.63% |
| Bank of America | F | 1,298 | 39.1% | 6.24% |
| Primary Residential Mortgage | C | 1,056 | 8.4% | 6.63% |
| BankNewport | B | 1,014 | 19.7% | 6.63% |
| CMG Mortgage | A | 992 | 7.6% | 6.63% |
Frequently asked questions
Rhode Island: 14 applications in 2025, of which 4 were originated and 6 denied.
42.9% of all applications, or 42.9% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Rhode Island in 2025 was 11.63%, against a statewide median of 6.75%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology