Abbott Laboratories Employees Credit Union · Florida · 2025

Abbott Laboratories Employees Credit Union in Florida: approval rate, denial rate and rates (2025)

Abbott Laboratories Employees Credit Union took 8 mortgage applications in Florida in 2025, ranking #964 of 1,993 lenders active in the state. It originated 62.5% of them and denied 12.5% (16.7% of the applications it decided), against a statewide denial rate of 21.1%.

8Applicationsin FL
16.7%Decision denial ratestate 27.2%
Median ratestate 6.63%
$345,000Median loanstate $255,000
$2.1MVolume6 counties

Abbott Laboratories Employees Credit Union in Florida vs the state

12.5%Denial rate-8.56 pts vs state
16.7%Decision denial rate-10.57 pts vs state
62.5%Origination rate+9.81 pts vs state
Median rate
Rate spread (pts)
$201kMedian applicant income
5Loans originated
1Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231070.0%#999
20246233.3%#1,054
20258512.5%#964

What Abbott Laboratories Employees Credit Union lends in Florida

By loan purpose

Home purchase 7 88% · 14.3% denied
Cash-out refinance 1 13% · 0.0% denied

By loan type

Conventional 8 100% · 12.5% denied

Where in Florida

Counties with the most Abbott Laboratories Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sarasota County 320 0.0%
Sumter County 110 0.0%
Osceola County 101 100.0%
Miami-Dade County 110 0.0%
Lee County 100 0.0%
Hillsborough County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 8 applications in 2025, of which 5 were originated and 1 denied.

12.5% of all applications, or 16.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Abbott Laboratories Employees Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology