AAA Capital Investment in Minnesota vs the state
8.3%Denial rate-5.27 pts vs state
8.3%Decision denial rate-8.02 pts vs state
25.0%Origination rate-41.37 pts vs state
6.63%Median rate0.00 pts vs state
0.10Rate spread (pts)-0.15 pts vs state
$17kMedian applicant income
3Loans originated
1Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 3 | 0.0% | — | #500 |
| 2025 | 12 | 3 | 8.3% | 6.63% | #438 |
What AAA Capital Investment lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Goodhue County | 5 | 0 | 0 | 0.0% |
| Itasca County | 2 | 0 | 1 | 50.0% |
| Hennepin County | 1 | 1 | 0 | 0.0% |
| Ramsey County | 1 | 0 | 0 | 0.0% |
| St. Louis County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Carlton County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 12 applications in 2025, of which 3 were originated and 1 denied.
8.3% of all applications, or 8.3% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans AAA Capital Investment originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology