1st Signature Lending in Florida vs the state
3.2%Denial rate-17.88 pts vs state
5.0%Decision denial rate-22.24 pts vs state
60.5%Origination rate+7.76 pts vs state
5.88%Median rate-0.75 pts vs state
0.28Rate spread (pts)+0.01 pts vs state
$84kMedian applicant income
133Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 196 | 113 | 15.3% | 6.88% | #385 |
| 2024 | 192 | 118 | 8.9% | 6.50% | #385 |
| 2025 | 220 | 133 | 3.2% | 5.88% | #353 |
What 1st Signature Lending lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most 1st Signature Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 220 applications in 2025, of which 133 were originated and 7 denied.
3.2% of all applications, or 5.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans 1st Signature Lending originated in Florida in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are 1st Signature Lending's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology