Largest lenders in Coosa County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 62 | 13 | 48.4% | 10.23% |
| 2 | Vanderbilt Mortgage and Finance | F | 31 | 1 | 45.2% | 9.99% |
| 3 | Triad Financial Services | D | 19 | 4 | 47.4% | 10.95% |
| 4 | FirstBank | C | 16 | 6 | 56.3% | 8.15% |
| 5 | Moria Development | B | 15 | 12 | 0.0% | 6.06% |
| 6 | Regions Bank | C | 14 | 6 | 42.9% | 4.99% |
| 7 | Rocket Mortgage | C | 12 | 7 | 25.0% | 6.63% |
| 8 | United Shore Financial Services | B | 11 | 7 | 9.1% | 6.00% |
| 9 | River Bank & Trust | A | 11 | 8 | 18.2% | 6.37% |
| 10 | Southwest Stage Funding | F | 10 | 1 | 10.0% | 8.25% |
| 11 | Alabama One | D | 9 | 7 | 22.2% | 8.00% |
| 12 | Mortgage Research Center | C | 8 | 3 | 25.0% | 5.75% |
| 13 | Broker Solutions | D | 7 | 0 | 0.0% | — |
| 14 | MAX Credit Union | C | 7 | 5 | 14.3% | 4.50% |
| 15 | Fairway Independent Mortgage | B | 6 | 5 | 0.0% | 6.49% |
| 16 | Newrez | D | 6 | 2 | 33.3% | 6.31% |
| 17 | Pennymac Loan Services | C | 5 | 1 | 0.0% | 6.88% |
| 18 | Truist Bank | C | 5 | 2 | 40.0% | 10.88% |
| 19 | Credit Human Federal Credit Union | D | 5 | 0 | 80.0% | — |
What Coosa County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Coosa County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 370 | 138 | 35.4% | 7.25% | $135,000 |
| 2024 | 312 | 134 | 31.7% | 6.84% | $115,000 |
| 2025 | 368 | 161 | 29.4% | 6.86% | $135,000 |
Frequently asked questions
29.4% of applications in Coosa County were denied in 2025, against 19.9% statewide in Alabama.
21st Mortgage, with 62 applications in 2025 and a denial rate of 48.4%.
The median mortgage application in Coosa County in 2025 was for $135,000; the median property value on originated loans was $255,000.