4,910 lenders filed HMDA data for 2025 with enough volume to show. Each page carries the lender's approval rate, denial rate, real interest rates, loan mix and grade.
| Lender | Grade | HQ | Applications 2025 | Origination rate | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 4Front Credit Union | B | Traverse City, MI | 1,021 | 58.8% | 6.7% | 7.50% |
| 4U Federal Credit Union | – | Gainesville, TX | 27 | 100.0% | 0.0% | 6.25% |