Valon Mortgage · District of Columbia · 2025

Valon Mortgage in District of Columbia: approval rate, denial rate and rates (2025)

Valon Mortgage took 6 mortgage applications in District of Columbia in 2025, ranking #234 of 473 lenders active in the state. It originated 16.7% of them and denied 50.0% (50.0% of the applications it decided), against a statewide denial rate of 18.1%.

6Applicationsin DC
50.0%Decision denial ratestate 23.7%
9.25%Median ratestate 6.50%
$95,000Median loanstate $405,000
$55kVolume1 counties

Valon Mortgage in District of Columbia vs the state

50.0%Denial rate+31.94 pts vs state
50.0%Decision denial rate+26.26 pts vs state
16.7%Origination rate-38.84 pts vs state
9.25%Median rate+2.75 pts vs state
3.16Rate spread (pts)+3.11 pts vs state
$116kMedian applicant income
1Loans originated
3Denied

What Valon Mortgage lends in District of Columbia

By loan purpose

Cash-out refinance 2 33% · 100.0% denied
Home improvement 2 33% · 50.0% denied
Other / HELOC 2 33% · 0.0% denied

By loan type

Conventional 6 100% · 50.0% denied

Why it denied District of Columbia applicants

Collateral 1 33%
Incomplete application 1 33%
Debt-to-income ratio 1 33%

Where in District of Columbia

Counties with the most Valon Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 613 50.0%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 6 applications in 2025, of which 1 were originated and 3 denied.

50.0% of all applications, or 50.0% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Valon Mortgage originated in District of Columbia in 2025 was 9.25%, against a statewide median of 6.50%.

About this data. Figures are Valon Mortgage's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology