UNIVERSITY Federal Credit Union in Indiana vs the state
14.3%Denial rate-2.28 pts vs state
25.0%Decision denial rate+4.86 pts vs state
42.9%Origination rate-19.39 pts vs state
6.38%Median rate-0.38 pts vs state
0.58Rate spread (pts)+0.21 pts vs state
$330kMedian applicant income
3Loans originated
1Denied
What UNIVERSITY Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most UNIVERSITY Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 6 | 3 | 0 | 0.0% |
| St. Joseph County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 7 applications in 2025, of which 3 were originated and 1 denied.
14.3% of all applications, or 25.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans UNIVERSITY Federal Credit Union originated in Indiana in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are UNIVERSITY Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology