Toyota Financial Savings Bank · New York · 2025

Toyota Financial Savings Bank in New York: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 8 mortgage applications in New York in 2025, ranking #488 of 750 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.8%.

8Applicationsin NY
0.0%Decision denial ratestate 24.0%
Median ratestate 6.63%
$595,000Median loanstate $235,000
$5.6MVolume6 counties

Toyota Financial Savings Bank in New York vs the state

0.0%Denial rate-19.75 pts vs state
0.0%Decision denial rate-24.04 pts vs state
100.0%Origination rate+40.41 pts vs state
Median rate
Rate spread (pts)
$616kMedian applicant income
8Loans originated
0Denied

Trend in New York

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238612.5%6.81%#470
20241397.7%6.75%#426
2025880.0%#488

What Toyota Financial Savings Bank lends in New York

By loan purpose

Home purchase 4 50% · 0.0% denied
Cash-out refinance 3 38% · 0.0% denied
Other / HELOC 1 13% · 0.0% denied

By loan type

Conventional 8 100% · 0.0% denied

Where in New York

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Richmond County 220 0.0%
Suffolk County 220 0.0%
Nassau County 110 0.0%
Putnam County 110 0.0%
Bronx County 110 0.0%
New York County 110 0.0%

Other large lenders in New York

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 20,31532.7%7.97%
Rocket MortgageC 19,92422.0%6.88%
United Shore Financial ServicesB 14,77711.2%6.50%
JPMorgan Chase BankB 14,73511.7%6.38%
Manufacturers and Traders TrustC 12,33531.3%5.99%
Bank of AmericaF 10,19335.7%5.99%
Bethpage Federal Credit UnionC 9,73647.2%6.49%
TD BankD 9,23930.2%7.69%
NewrezD 8,65424.2%6.75%
ESL Federal Credit UnionB 7,81717.6%4.50%

Frequently asked questions

New York: 8 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology