Toyota Financial Savings Bank · Minnesota · 2025

Toyota Financial Savings Bank in Minnesota: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 8 mortgage applications in Minnesota in 2025, ranking #491 of 870 lenders active in the state. It originated 87.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 13.6%.

8Applicationsin MN
0.0%Decision denial ratestate 16.4%
Median ratestate 6.63%
$345,000Median loanstate $215,000
$2.8MVolume6 counties

Toyota Financial Savings Bank in Minnesota vs the state

0.0%Denial rate-13.60 pts vs state
0.0%Decision denial rate-16.35 pts vs state
87.5%Origination rate+21.13 pts vs state
Median rate
Rate spread (pts)
$218kMedian applicant income
7Loans originated
0Denied

What Toyota Financial Savings Bank lends in Minnesota

By loan purpose

Home purchase 5 63% · 0.0% denied
Cash-out refinance 1 13% · 0.0% denied
Other / HELOC 2 25% · 0.0% denied

By loan type

Conventional 8 100% · 0.0% denied

Where in Minnesota

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sherburne County 220 0.0%
Hennepin County 220 0.0%
Clay County 110 0.0%
Clearwater County 100 0.0%
Scott County 110 0.0%
Washington County 110 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 8 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology