Towne Bank in Alabama vs the state
6.2%Denial rate-13.66 pts vs state
7.3%Decision denial rate-17.68 pts vs state
78.4%Origination rate+22.96 pts vs state
6.25%Median rate-0.25 pts vs state
0.06Rate spread (pts)-0.23 pts vs state
$100kMedian applicant income
76Loans originated
6Denied
What Towne Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Towne Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 67 | 51 | 3 | 4.5% |
| Limestone County | 12 | 10 | 1 | 8.3% |
| Morgan County | 5 | 4 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
| Tuscaloosa County | 1 | 1 | 0 | 0.0% |
| Mobile County | 1 | 1 | 0 | 0.0% |
| Autauga County | 1 | 0 | 1 | 100.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 97 applications in 2025, of which 76 were originated and 6 denied.
6.2% of all applications, or 7.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Towne Bank originated in Alabama in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Towne Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology