Toll Brothers Mortgage in Virginia vs the state
11.2%Denial rate-4.78 pts vs state
12.1%Decision denial rate-8.16 pts vs state
69.1%Origination rate+9.58 pts vs state
6.49%Median rate-0.13 pts vs state
0.00Rate spread (pts)-0.22 pts vs state
$218kMedian applicant income
161Loans originated
26Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 149 | 74 | 5.4% | 6.50% | #218 |
| 2024 | 250 | 168 | 6.4% | 6.56% | #179 |
| 2025 | 233 | 161 | 11.2% | 6.49% | #193 |
What Toll Brothers Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Toll Brothers Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Loudoun County | 177 | 123 | 24 | 13.6% |
| Fairfax County | 42 | 33 | 1 | 2.4% |
| Arlington County | 13 | 4 | 1 | 7.7% |
| Clarke County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 233 applications in 2025, of which 161 were originated and 26 denied.
11.2% of all applications, or 12.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Toll Brothers Mortgage originated in Virginia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Toll Brothers Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology