The Northern Trust · Tennessee · 2025

The Northern Trust in Tennessee: approval rate, denial rate and rates (2025)

The Northern Trust took 5 mortgage applications in Tennessee in 2025, ranking #733 of 1,274 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

5Applicationsin TN
0.0%Decision denial ratestate 21.7%
Median ratestate 6.62%
$4,735,000Median loanstate $225,000
$17MVolume3 counties

The Northern Trust in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
100.0%Origination rate+41.92 pts vs state
Median rate
Rate spread (pts)
$649kMedian applicant income
5Loans originated
0Denied

What The Northern Trust lends in Tennessee

By loan purpose

Home purchase 4 80% · 0.0% denied
Other / HELOC 1 20% · 0.0% denied

By loan type

Conventional 5 100% · 0.0% denied

Where in Tennessee

Counties with the most The Northern Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Davidson County 220 0.0%
Hamilton County 220 0.0%
Williamson County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 5 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Northern Trust's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology