The Huntington National Bank in South Dakota vs the state
7.1%Denial rate-5.61 pts vs state
7.7%Decision denial rate-8.04 pts vs state
85.7%Origination rate+19.67 pts vs state
7.09%Median rate+0.59 pts vs state
0.91Rate spread (pts)+0.73 pts vs state
$266kMedian applicant income
12Loans originated
1Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 22 | 9.7% | 6.69% | #77 |
| 2024 | 15 | 8 | 40.0% | 6.80% | #108 |
| 2025 | 14 | 12 | 7.1% | 7.09% | #120 |
What The Huntington National Bank lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 4 | 2 | 1 | 25.0% |
| Minnehaha County | 4 | 4 | 0 | 0.0% |
| Lawrence County | 1 | 1 | 0 | 0.0% |
| Beadle County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Miner County | 1 | 1 | 0 | 0.0% |
| Meade County | 1 | 1 | 0 | 0.0% |
| Brule County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 14 applications in 2025, of which 12 were originated and 1 denied.
7.1% of all applications, or 7.7% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans The Huntington National Bank originated in South Dakota in 2025 was 7.09%, against a statewide median of 6.50%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology