CMG Mortgage in South Dakota vs the state
2.3%Denial rate-10.46 pts vs state
2.7%Decision denial rate-13.01 pts vs state
75.0%Origination rate+8.93 pts vs state
6.38%Median rate-0.13 pts vs state
0.05Rate spread (pts)-0.14 pts vs state
$104kMedian applicant income
689Loans originated
21Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 651 | 517 | 0.8% | 6.63% | #8 |
| 2024 | 630 | 495 | 1.0% | 6.63% | #9 |
| 2025 | 919 | 689 | 2.3% | 6.38% | #6 |
What CMG Mortgage lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pennington County | 573 | 430 | 12 | 2.1% |
| Meade County | 139 | 109 | 5 | 3.6% |
| Lawrence County | 97 | 79 | 2 | 2.1% |
| Butte County | 35 | 26 | 1 | 2.9% |
| Custer County | 21 | 17 | 0 | 0.0% |
| Fall River County | 12 | 11 | 0 | 0.0% |
| Minnehaha County | 8 | 4 | 0 | 0.0% |
| Hughes County | 4 | 4 | 0 | 0.0% |
| Lincoln County | 3 | 1 | 0 | 0.0% |
| Union County | 2 | 2 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
| First Interstate Bank | D | 615 | 26.2% | 8.25% |
Frequently asked questions
South Dakota: 919 applications in 2025, of which 689 were originated and 21 denied.
2.3% of all applications, or 2.7% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans CMG Mortgage originated in South Dakota in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology