Levo Federal Credit Union in South Dakota vs the state
6.8%Denial rate-5.92 pts vs state
7.5%Decision denial rate-8.25 pts vs state
84.0%Origination rate+17.97 pts vs state
7.50%Median rate+1.00 pts vs state
0.24Rate spread (pts)+0.06 pts vs state
$114kMedian applicant income
541Loans originated
44Denied
Trend in South Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 709 | 587 | 5.5% | 7.75% | #6 |
| 2024 | 629 | 509 | 7.0% | 8.50% | #10 |
| 2025 | 644 | 541 | 6.8% | 7.50% | #9 |
What Levo Federal Credit Union lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most Levo Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Minnehaha County | 413 | 345 | 32 | 7.7% |
| Lincoln County | 169 | 148 | 8 | 4.7% |
| Turner County | 12 | 11 | 0 | 0.0% |
| Union County | 8 | 5 | 2 | 25.0% |
| Lake County | 8 | 4 | 2 | 25.0% |
| McCook County | 5 | 5 | 0 | 0.0% |
| Davison County | 3 | 2 | 0 | 0.0% |
| Brookings County | 3 | 3 | 0 | 0.0% |
| Yankton County | 3 | 3 | 0 | 0.0% |
| Day County | 2 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
| First Interstate Bank | D | 615 | 26.2% | 8.25% |
Frequently asked questions
South Dakota: 644 applications in 2025, of which 541 were originated and 44 denied.
6.8% of all applications, or 7.5% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans Levo Federal Credit Union originated in South Dakota in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Levo Federal Credit Union's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology