The Camden National Bank in Vermont vs the state
11.1%Denial rate-3.71 pts vs state
14.3%Decision denial rate-3.78 pts vs state
66.7%Origination rate+1.80 pts vs state
6.87%Median rate+0.16 pts vs state
0.20Rate spread (pts)+0.08 pts vs state
$154kMedian applicant income
18Loans originated
3Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 0.0% | 7.13% | #112 |
| 2024 | 23 | 14 | 0.0% | 7.44% | #71 |
| 2025 | 27 | 18 | 11.1% | 6.87% | #68 |
What The Camden National Bank lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most The Camden National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caledonia County | 7 | 5 | 2 | 28.6% |
| Lamoille County | 6 | 5 | 0 | 0.0% |
| Essex County | 4 | 3 | 0 | 0.0% |
| Windsor County | 3 | 1 | 1 | 33.3% |
| Orleans County | 3 | 2 | 0 | 0.0% |
| Rutland County | 2 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Chittenden County | 1 | 1 | 0 | 0.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 27 applications in 2025, of which 18 were originated and 3 denied.
11.1% of all applications, or 14.3% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans The Camden National Bank originated in Vermont in 2025 was 6.87%, against a statewide median of 6.71%.
About this data. Figures are The Camden National Bank's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology